Unlock Your Dream Home with Affordable Mortgage Solutions
Find the Perfect Mortgage Plan Tailored to Your Needs
we understand that buying a home is one of the most significant investments you'll make in your lifetime. That's why we offer customized mortgage solutions designed to fit your unique financial situation. Whether you're a first-time homebuyer or looking to refinance, our team of experienced lenders is here to guide you every step of the way. Explore our competitive rates and flexible terms to make your dream of homeownership a reality.
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Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
480-277-9723
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Unlock Your Dream Home with Our Mortgage Solutions.
Your Trusted Partner in Home Financing
We’re more than just a mortgage lender, we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.
why choose us?
Building Foundations for a
Brighter Future
Home Purchase
Refinance
Loan Options
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership Starts Here
We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
what we offer ?
Effortless Mortgages, Realize Your Dreams
We streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
FHA Loans
Best for: First‑time buyers or anyone rebuilding credit who needs a more flexible path.
Highlights
As little as 3.5% down (with qualifying credit)
More flexible on credit history and debt‑to‑income ratios
Upfront and monthly mortgage insurance apply
Ideal if you want: Easier qualification and a predictable fixed payment.
Rental Homes
Best for: Buyers looking to build wealth through rental income or long-term appreciation.
Highlights
15%–25% down payment (depending on property type and occupancy)
Conventional loan programs available for single-family, duplex, triplex, and four-plex homes
Rental income can help qualify (subject to guidelines)
Competitive fixed or adjustable-rate options
No owner-occupancy required
Ideal if you want: To expand your real estate portfolio, earn monthly income, or leverage equity for future investments.
Conventional Loans
Best for: Buyers with solid credit and steady income looking for competitive rates and long‑term savings.
Highlights
3%–20%+ down payment options
No upfront mortgage insurance; monthly PMI can be removed with 20% equity
Fixed or adjustable‑rate terms (15, 20, 30‑year, etc.)
Ideal if you want: The lowest total cost over time and plan to keep the home for several years.
VA Loans
Best for: Eligible borrowers seeking powerful benefits and $0 down options. (for eligible Veterans, Service Members & some surviving spouses)
Highlights
$0 down (no private mortgage insurance)
Competitive rates and flexible guidelines
Funding fee may apply (exemptions exist)
Ideal if you want: Minimal cash to close and strong monthly savings. Thank you for your service!
USDA Loans
Buyers looking outside dense urban zones. (eligible rural areas)
Highlights
$0 down with income and location eligibility
Competitive fixed rates
Mortgage insurance is typically lower than FHA
Ideal if you want: Low upfront cash and a home in an eligible area.
Jumbo Loans
Best for: Homes above conforming loan limits.
Highlights
Tailored options for higher price points
Available in fixed and adjustable terms
Strong credit, income, and reserves typically required
Ideal if you want: Flexible structures for larger loans at competitive terms.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
quick info
480-277-9723
STACEY SIEWERT
Mortgage Loan Officer
NMLS # 685084
Powered by Xpert Home Lending, Inc NMLS 2179191
1100 Satellite BLVD NW, Suwanee GA 30024
NMLS Consumer Acces https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2179191
© Copyright 2025. All rights reserved.
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. A reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. San Tan Mortgage powered by Xpert Home Lending, Inc. is an Equal Opportunity Lender and an Equal Housing Lender | NMLS 2179191